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STEM Students in classroom and in front of MEC Building

Financial Aid at Gloucester

Types of Aid

​There are a number of options available to students when it comes to financing their higher education. These may include a combination of the following:

Note: All eligible aid will only cover the classes covered under the student's Program of Study (Major)

  • Grants are considered "gift aid," in which students do not need to repay this funding upon graduation. Most grant programs are government sponsored and awarded based on financial need.

  • NJ STARS award covers the cost of tuition, less any state and/or federal grants and scholarships, for up to five semesters. The award covers these charges for up to 18 credit hours per semester. Funding for NJ STARS awards is dependent upon annual state appropriations.

  • Scholarships are also a form of gift aid, however this type differs from grants. Scholarships may be offered by private institutions and often entail a separate application process. Applicants must meet certain criteria specified by the scholarship program, and these awards are based on merit.

    • ​​​Children of ​Fallen Heroes Scholarship: A student whose parent or guardian died in the line of duty while serving as a public safety officer might ​be eligible for the maximum Federal Pell Grant award​. The student must notify RCSJ office of financial aid of the circumstance.

  • Loans are a form of financial aid that eventually must be repaid. Students can borrow loans through the federal government, state agencies or private lenders. Private financing options such as alternative loans are subject to credit checks and prior approval from lenders. Tools such as ELM SELECT are available to help student select the best possible alternative loan option

  • Community College Opportunity Grant (CCOG)​​ is a program through the state of New Jersey​ that provides free tuition and approved educational fees for qualifying students. ​Students will be evaluated per state regulations to determine if they qualify. The amount of the CCOG a​ward is applied after any state and/or federal grants. For e​ligibility requir​ements, click here. ​​

  • Federal Work-Study, enable students to earn money to put toward their educational expenses. ​​​

  • National Guard Waiver covers only the per-credit cost of tuition at Rowan College; students are personally responsible for the payment of all other fees associated with the cost of registering at the College. (These fees include, but are not limited to, an admissions application fee, lab fees associated with each course, books and related materials.)

  • Unemployment Waivers is a program available for​ displaced workers. The Unemployment Tuition Waiver only covers the amount of the per-credit cost of tuition at Rowan College and the related general service fees. Students electing this program must understand that they are responsible for the payment of all other fees associated with the cost of registering for courses at Rowan College.

  • Veterans Benefits Veterans who need information regarding their Montgomery GI Bill Benefits need to log on to the VA website and follow the prompts to Education Benefits. This website will provide Chapters 30, 33, 35, 1606 and 1607 eligibility requirements.

  • Volunteer Firefighter Credit Volunteer firefighters and rescue workers may be eligible for a $300 tuition credit each semester. This credit is capped at $600 per academic year, and the maximum total is $2,400.

  • Senior Citizens with a Gloucester County Department of Aging Golden Certificate Pass* are eligible for reduced tuition rates for-credit courses as long as they meet the College's entrance requirements; space is available in course sections, and there is no additional cost to the College as a result of the reduced rate. ​

  • Not a United States Citizen or Eligible Non-Citizen
    You can still receive state financial aid if you meet all of the following criteria:

    • Attended a New Jersey high school for at least three (3) years

    • Graduated from a New Jersey high school or received the equivalent of a high school diploma in New Jersey

    • Registered for Selective Service​ (male students only)​

    • Are able to file an affidavit stating that you have filed an application to legalize your immigration status or will file an application as soon as you are eligible to do so​ 

    • ​Click here to apply NOW.

    • Click he​re​ for more information and FAQ's