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Financial Aid at Cumberland

Financial Aid

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Cumberland Campus​ FAFSA Code: 006901

The Cumberland Campus offers many financial aid options to help you pay college costs. Explore our site to find information about the application process, deadlines, and aid programs.

​Sign up for a Financial Aid Workshop​

Have you heard about Year-Round Pell?

If you attend school year-round, and are eligible to receive a Pell Grant based on the results of your FAFSA, you may be able to receive a Pell Grant for all terms in the academic year.

About Financial Aid

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Financial Aid is available to assist full- and part-time students in meeting college costs. To be considered for financial aid, students should complete and submit the Free Application for Federal Student Aid (FAFSA) by June 1 for the fall semester and by November 1 for the Spring semester.

The financial aid application reviews the parent's and/or student's resources for the previous calendar year. The total contribution that can be made by the student and/or parents toward college is determined from this information. If the anticipated contribution is insufficient to meet college costs, the student is considered to have a financial aid need. Students must also demonstrate academic ability to benefit and maintain satisfactory academic progress to be eligible for financial aid.

Students applying for financial aid must submit appropriate documentation in support of their application. Documentation may include copies of parents/student income tax forms, nontaxable income verification, and the college financial aid information form. A student may be eligible to receive financial aid assistance for a maximum of six full-time semesters provided the student meets the college's satisfactory academic progress standards.

Financial aid assistance for more than six full-time semesters may only be allowed upon appeal by the student to the Student Development Council. For consideration of an appeal, the student must present evidence of unusual circumstances, which have not allowed him/her to complete the program with six full-time semesters of financial aid assistance.

Federal financial aid programs available include Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Work Study, and the Federal Family Education Loan Program. State programs available include Tuition Aid Grants, Educational Opportunity Fund (EOF), and Garden State Scholarships. Institutional programs available include College Tuition Scholarships and College Foundation Scholarships.

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Cumberland Campus​ FAFSA Code: 006901
Federal Aid
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Federal Grants

Federal Grants - Include the Pell and Supplemental Educational Opportunity Grants. The amount awarded is based on financial need and ranges from $400 to approximately $6495​ per academic year.      

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Federal Loans

Federal Loans  - Include the low-interest rate Stafford and Parent (PLUS)​ loans. Repayment of these loans can be postponed until after the student ceases to be enrolled at least half time, completes their program, and/or graduates.      

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Federal Work Study

Students who are interested in working part-time on the college campus can be considered for one of the limited employment opportunities. Students work around their classroom schedule and are paid an hourly rate. Positions vary and include clerical, tutorial, and some community service-based activities. To be considered, students must file a Free Application for Federal Student Aid (FAFSA). Students interested in Cumberland employment opportunities can apply for Federal Work Study positions at      

State Aid
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Tuition Aid Grant

Tuition Aid Grant (TAG) is the largest source of state funded grant aid available to NJ residents. Must file the Free Application For Federal Student Aid (FAFSA) as well as provide provide additional information to the state in order to be considered.      

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Educational Opportunity Fund (EOF)

Educational Opportunity Fund (EOF) program is available to students who are economically disadvantaged and who would not be able to attend and/or succeed without support.​      

State Merit Scholarships

State Merit Scholarships include the Garden State Distinguished, Urban Scholarship, the NJ Stars are awarded while in High School based on scholastic achievement.      

Alternative Loans
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The Rowan College of South Jersey - ​Cumberland Campus Office of Financial Aid will process alternative loans to a student’s account.  To do so, the college must have a valid FAFSA on file for the student. ​The Office of Financial Aid will not package alternative loans or forms of aid to a student’s account without a FAFSA.      

Students must complete the loan application according to the private lender’s guidelines.  It’s important to review the interest rates, terms of the loan, and repayment requirements before borrowing an alternative loan.      

Note: The Office of Financial Aid considers the NJ CLASS loan offered through the State of New Jersey’s Higher Education Student Assistance Authority (HESAA) as an alternative loan program.

PRIVATE / Alternative Sources

Private sources of financial assistance include a number of civic, business, fraternal organizations, friends of the college, and Foundation sponsorship. Other sources include the Division of Vocational Rehabilitation and the Veterans Administration.